Disability

• Guarantee To Issue (cannot be declined) or Simplified Issue
• 24 Hour Coverage (or off job coverage)
• Flexible Elimination & Benefit Periods
• Optional Riders Available

Life Insurance

• Express Issue & Guarantee Issue
• Permanent Life Insurance
• Term Insurance

Cancer Plans / Critical Illness

• Pays a lump Sum up to $50,000 upon first diagnosis
• Schedule Plans Available

Accident Expense

• 24 Hour Coverage
• Schedule Plan of In & Out Patient Benefits
• Up to $100,000 Accidental Death Benefit
• Child Care & Tuition Benefits

Hospital / Gap Plans

• Pays up to $5,000 on First Annual Hospital Confinement
• 24 Hour Coverage (or off job coverage)
• Flexible Out Patient Riders
• Guarantee to Issue Available